Steps To Check Your Car Insurance NCD Online Via


The image is for illustration purposes only.

Do you know what NCD stands for? It is an acronym for No Claim Discount is known as the percentage of discount that will be deducted for your next car insurance renewal. You as a car owner must be really wanted to know what the updated percentage of your car's NCD.

For your information, the percentage of NCD starts at 0% and will increase from year to year if there is no claims are made to the insurer. The maximum percentage is 55%. That’s a lot, right?


Source GIF: Giphy

According to the General Insurance Association of Malaysia (PIAM), here are the NCD percentage rates for private vehicles you need to know:


The coverage period for car insurance in Malaysia is 12 months (one year). Due to that, car owners need to renew their car insurance on a yearly basis in order to avoid any inconvenience throughout driving.

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On the other hand, if there were any claims made by the owner neither third party during the 12 months coverage period, the percentage of NCD will become 0%. Therefore, no discounts can be enjoyed for the next car insurance renewal. Oh no!


Source GIF: Giphy

For those of you who want to check your car's NCD percentage, let’s follow the steps below:

  • CLICK HERE to register and check through the Sureplify website for free.
  • Enter your Car Registration Number as well as your Identification Card Number
  • (information will be available if the car is registered under your identification number as the owner).
  • Your car information and NCD percentage will appear in just a few seconds!

  • It's simple. What are you waiting for? Let's check it out now!


    Sumber GIF: Giphy

    SUREPLIFY is a leading car insurance platform in Malaysia, where users can now easily compare car insurance prices and renew online.

    Interesting features in Sureplify:

  • Live-pricing from multiple car insurance providers
  • Car insurance policy accessible online
  • Road tax renewal and delivery available